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>Get Covered BC Idaho ~ Video








YOU MUST BE IN A 'SEP',
SPECIAL ENROLLMENT PERIOD

OR THE 'OEP'
OPEN ENROLLMENT PERIOD
TO ENROLL IN AN INSURANCE PLAN.

*What is a 'SEP' Special Enrollment Period?
*What income and household information do I provide when I apply for Marketplace coverage?










 


 Designed for anyone 18 to 89

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Paper Health Insurance Application
Special Links

*Robert Arnett
National Producer # 13722547
 

PREVENTION  ~  NUTRITION  ~  WELLNESS  ~  ACCOUNTABILITY

    SUPPLEMENTAL COVERAGES AVAILABLE
    
Supplemental plans that help you with the out of pocket expenses in your health plan.
     CANCER First Diagnosis  Brochure  Other hidden Costs:  Cancer.net
     ACCIDENT Coverage 24 hour  Rates & Brochure Apply

     SHORT TERM Recovery Care  Brochure
     HOSPITAL Indemnity  Brochure

     FINAL EXPENSE Whole Life  Brochure  ..See why:  Video

    DENTAL / VISION / HEARING PLANS
     BLUE CROSS - HEALTHY SMILES  Rates & Brochure & Enroll
     MEDICO~ DENTAL / Vision / Hearing  Rates & Brochure
     DELTA DENTAL Rates & Brochure & Enroll
     We are here to serve. If you have questions we will help you find the he answers
     and, if we donít know an answer, we will find out for you.

   'ACA OPEN ENROLLMENTENT HAS ENDED'                     
     Open enrollment for 2017 ACA health plans begin Nov. 1, 2016 and end on Jan. 31, 2017.

     In order to apply for coverage today, you must qualify for a Special Enrollment Period. Qualifying
     events include marriage, new child and in some instances, a permanent move or loss of other
     health coverage.
        Special Enrollment rules apply... View here
          The Idaho ACA Insurance Exchange: 
www.YourHealthIdaho.Org  

   Do you Qualify for a Tax Credit? Find out here!

     The Advanced Premium Tax Credit depends on 2017 income and family size.

     If your 2017 income falls within the following ranges you'll generally qualify for a premium
     tax credit. The lower your income is within these ranges, the higher your monthly credit.
    

  


   











     Learn how to estimate your income for the Marketplace.  Click here...  
    
Or, Call the Idaho Department of Health & Welfare at 1 855 944-3246 they will help guide you.

    The YOUR HEALTH IDAHO State Exchange website is ready for you to take a test
     run at shopping for 2016 plans and find out whether you will qualify for a Premium
    Tax Credit and Cost Sharing Reduction subsidy.
Give it a try!

     MAGI, Modified Adjusted Gross Income Explanation. Click Here...
     TAX YEAR 2014: Health Care Law on Taxes.
Read more...
     2016 PENSION PLAN Limitations: Read more...
    
ROTH IRA Rules: Read more...
     ACA Information Center for Tax Professionals: Read more...

     Family Federal Poverty Income Levels, Special Enrollment Period examples, Penalty Calculations,
     Exemptions from Penalty & Hardship examples. 
Read more....

   'MEDICAL SAVINGS ACCOUNT' WHAT'S THAT?
     Idaho has this great new tax savings plan. It is called the MSA or Medical Savings Account.
     It is like the HSA but for State Tax purposes. Did you ever wish you could write off your Health
     Insurance Premiums? Well you can now and much more....  
Read more....
     See the Savings for Yourself!  Use Calculator...

    • Explanation of some of our plans:
      Dental, Vision and Hearing

      This product is designed to assist you in the cost associated with protecting all three of these assets. This product can be used at any provider and progressively pays more the longer you have it. 60% the first year, 70% the 2nd year and 80% the 3rd year and thereafter.
    • First Diagnosis Cancer
      Unfortunately we live in an age where Cancer is prevalent. Our First Diagnosis Cancer plan can help with the financial burden when a person receives a pathological diagnosis of internal cancer or malignant melanoma. This is a onetime benefit, paid directly to you, to use how you see fit.
    • Recovery Care Short Term
      Unexpected injury or illness can quickly drain your savings and retirement funds. We can help cover these costly expenses while you recover in a Nursing or Assisted Living Facility or for expenses related to Home Health Care, Adult Daycare, or Hospice Care.
    • Final Expense Insurance
      Perhaps the most difficult challenge that anyone faces is the death of a loved one. This hardship is compounded all too frequently by financial loss. Our Final Expense product can help ease this financial burden for you and your family
    • Medicare Supplement ~ Compare Supplement Plans
      Insurance designed to assist with the out of pocket cost of medical expenses that are not covered by Medicare
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LIFE INSURANCE ?

Who Loves You?

 

  Are Your Loved Ones Properly Protected? Life Insurance?


Below is a scenario that can happen to you, or anyone for that matter, and we want to be sure you are properly protected in case it, or something like it, happens to you.

Are you aware that if you get into an automobile accident and it is your fault that you are responsible for paying for your own medical bills with exception of, maybe, one to two thousand dollars. What if the medical bills were in the many thousands of dollars and on top of that you were laid up in a coma or hurt real bad for a couple of months where you couldn't take care of your self. Who do you think would be responsible for those bills? You guessed it, YOU WOULD! Your personal Health Insurance would take care of your medical bills and your Long Term Care Insurance, if you have it, would take care of the months in assisted care until you were able to go back to normal living. Now, if you didn't make it, heaven forbid, would your family be taken care of? How would they be able to maintain their monthly bills as well as current debts or even the kids education? Are you prepared?
Different scenarios like this play out all over the country everyday.
Our goal is to educate you and help you to be as protected as possible in case of any mishaps that may leave you in a big emergency for CASH that you don't have.
Do you want to be at the whim of or in the care of a State institution?  

 

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