VALUE BENEFITS OF AMERICA                                         

                                                    If an accident happens to you and/or your covered loved ones.

                                                             You and your wallet will be very happy you had this coverage  ....BROCHURE

Accident Medical Expense Insurance Coverage

 

Coverage for medical expenses due to accidents and injury...                  ~Value Benefits of America~

Accident Expense Coverage for Members and their Families       AFFORDABLE? You be the judge...

 

Helps pay your medical expenses for hospital emergency room and confinement, doctor and surgeon, lab test and x-rays, and ambulance

Accidental Death and Dismemberment benefits up to $10,000

Emergency Helicopter Air Ambulance benefits

Benefits are paid directly to you

You can choose any doctor or hospital

Choice of plan options:$25,000, $20,000, $15,000 $10,000, $7,500, $5,000 or $2,000

Automatic acceptance through age 64

NEW CallMD, your lifeline for quick, high quality, non-emergency healthcare, 24 hours a day, 7 days a week!     Up to 12 calls per year per family! Prescriptions for non-narcotic medications may be written over the phone for you and your dependent children of all ages when sufficient medical history is available.

VBA 24 Hour Accident Coverage                 

Quote or Apply

   

Standard Options:

 
 

Option 1

Option 2

Option 3

Option 4

AD&D Maximum Benefit Amount 1

$2,500

$5,000

$7,500

$10,000

 

Accident Medical Expense ("AME") maximum benefit amount

 

$2,000

$5,000

$7,500

$10,000

AME Deductible

$50

$100

$250

$275

Monthly Cost Single

$29.95

$39.95

$44.95

$54.95

Monthly Cost Family

$34.95

$44.95

$54.95

$64.95

 

High Limit Options:

 

Option 5

Option 6

Option 7

AD&D Maximum Benefit Amount1

$10,000

$10,000

$10,000

 

Accident Medical Expense ("AME")  maximum benefit amount

 

$15,000

$20,000

$25,000

AME Deductible

$275

$275

$275

Monthly Cost Single

$74.95

$84.95

$94.95

Monthly Cost Family

$79.95

$89.95

$99.95

The benefit amount shown is your accidental death benefit amount. The benefit amount for accidental dismemberment is a percentage of the accidental death amount. The benefit amount for your spouse/domestic partner is 50% of your amount and for your dependent children is 20% of your amount. If you have no dependent children, your spouse/domestic partner's benefit amount is equal to 60% of your amount. If you have no spouse/domestic partner your dependent children's benefit amount is equal to 25% of your amount.

 

 

Maximum Benefit
Accident Medical Expense (AME)
Per Covered Accident

AME
Dental
Sub-Limit2

AME
Physical Therapy
Sub-Limit2

AME
Orthopedic Appliance
Sub-Limit2

AME
Transportation
Sub-Limit2

Option 1 $2,000

$500

$500

$500

$200

Option 2 $5,000

$1,250

$1,250

$1,250

$500

Option 3 $7,500

$1,875

$1,875

$1,875

$750

Option 4 $10,000

$2,500

$2,500

$2,500

$1,000

Option 5 $15,000

$3,750

$3,750

$3,750

$1,500

Option 6 $20,000

$5,000

$5,000

$5,000

$2,000

Option 7 $25,000

$6,250

$6,250

$6,250

$2,500

  2 The Benefit Amounts shown above for Dental, Physical Therapy, Orthopedic Appliance, and Transportation are part of, and not in addition to, the Maximum Benefit Amount for Accident Medical Expense. Payment of these Benefit Amounts reduces and does not increase the Benefit Amount for Accident Medical Expense.

 

 

Accident Expense Coverage for Individuals and their Families

Rates include all eligible family members (dependent children to age 19 or full time student under 25)

Pays 100% of Covered Medical Expenses up to the coverage maximum selected

Benefits are paid directly to you - Use any doctor or hospital - No Limits on the number of accidents

Automatic acceptance through age 69 at the time coverage becomes effective - Renewable to 85+

Accidental Death & Dismemberment benefits - Emergency Helicopter Air Ambulance benefits

CallMD, a network of medical doctors you can call for a consultation or medical needs anytime, any day

The VBA 24 Hour Accident Plan is available to individuals, family's and groups